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What Does a Public Adjuster Do? How Can Ask An Adjuster Help Me?

Public Claims Adjuster

When you are exposed to an accident or property damage, you need to follow certain procedures to file your claim. These procedures include evaluating the degree of property damage, evaluating the value of your damaged property, filing a claim, and bring the best value for your property. All these steps altogether are considered as claims adjusting. If you are not familiar with the process, any of these steps can easily overwhelm you.

Ask An Adjuster works for you, not your insurance company. When you have damage to your home or business, our public adjusters assess the damage so that we can file a property insurance claim with your insurance company on your behalf. Most importantly, we stay involved throughout the entire process until your claim is resolved. Ask An Adjuster is a local business operating as a public adjuster only in Florida, with a record of recovering more than $500 million in insurance proceeds on behalf of over 30,000 of our neighbors.

Our mission is to build a comprehensive claims package based on our knowledge, expertise, resources, and experience and walk you through the claim process, start to finish. Best of all, we work on a contingency basis, so that if you don’t get paid, we don’t get paid.

What Can a Public Claims Adjuster Do For You?

After Hurricane Irma, a local church discovered a roof leak. The church insurance policy had a $20,000 deductible, and at first, the leak seemed too small a repair to bother with the hassle of filing a property insurance claim. “I certainly did not want to add to my duties the task of working with an insurance claim,” Rev. Rose Whitham, Senior Minister at Unity Church, recalls.

Ask An Adjuster sent a licensed public adjuster to assess the church’s roof and evaluate the damage. What he discovered came as a surprise: the church needed a new roof. Ask An Adjuster submitted the claim, and a few months later, Unity Church received their settlement. Rev. Whitham told us, “The settlement was more than we would have expected, even after the deductible and Ask An Adjuster’s fee.”

Surprisingly a lot of people wonder what is a public adjuster & what can public claim adjusters do for you? Or who they are and what they can do for you. They are a mine of back up every insurer will need at some point in their lives for claims adjusting. It’s not as simple as getting insurance.

Public Claims Adjuster in Florida

Calling one of our public adjusters means having someone who understands your needs on your side. One of Ask An Adjuster’s claims adjusters can evaluate the extent of the damage to your home or business and help you decide about filing a claim. When you decide to file a property insurance claim, we will handle the process from start to finish with you, and we make sure you get the best possible result.

How Do You Choose Your Public Adjuster?

Asking for help from an adjuster can significantly increase your settlement claim. However, if you haven’t worked with an adjuster before, you may face difficulties in choosing the right one. You may be stuck with a novice adjuster or, worse, with an imposter. Thus, you may be deprived of the best settlement offer that you deserve. So, before choosing your adjuster, make sure to cross-check the following factors:

Check The License of The Adjuster

In the state of Florida, one must possess a license to be a public adjuster. So, before hiring a public adjuster, check if he has a license. Unwillingness to provide a license or any inconsistency is a major red flag.

Find a NAPIA Member

National Association of Public Insurance Adjusters is an organization that implies the code and ethics of the public adjusters. Find a firm that is a member of this association. These firms are authentic and provide you with the best adjusters.

Check References

Always ask for references before hiring a public adjuster. A satisfied client will always recommend the best adjuster for you. Moreover, you’ll be able to get an overview of how public adjusting works and how successful the adjuster in question is.

Check Out The Company Website

The website of the company is an integral part of its credibility. It offers an overview of the whole company and offers its services. If a company doesn’t have a professional website, consider it as a warning sign. 

Avoid Getting Pressured on and on

Involving a public adjuster in the earliest possible stage can make the claiming process much easier. However, if you sense any pressure or rushing to reach a decision from your adjuster, avoiding them is a good decision.

We, Ask an Adjuster, are the largest public adjuster team in Florida. We are certified to practice adjusting and have a huge success rate under our belt. We possess a huge satisfied customer base who are pretty satisfied with our services. You can always consult them to check our credibility. We will be there whenever you need us to assist you from a tangled claiming situation.

Why Choose Ask an Adjuster?

The mission of Ask an Adjuster is to build a comprehensive claims package based on our knowledge, expertise, resources, and experience and walk you through the claim process, start to finish. Best of all, we work on a contingency basis so that if you don’t get paid, we don’t get paid.

At Ask An Adjuster, our public claims adjuster works for you, not your insurance company, to evaluate the damage to your home or business, so everything is thoroughly reported. We make certain you get the best possible result from your claim.

The unfamiliar wordings and loopholes of insurance law can easily overwhelm you when you are in distress. As a result, you may face difficulties in evaluating the damage or the future impacts properly. Why not choose us to do that hard job for you. We are trained and experienced to effectively do this for you. Thus you can put your focus on what you do best and recovery.

If you’ve been faced with damage to your home or business, call Ask An Adjuster today for a free claim review, free inspection, or free advice. If you’ve already filed a property insurance claim, it may not be too late for one of Ask An Adjuster,s certified public adjusters to help you. Call us now to speak with one of our experts.

Frequently Asked Questions (FAQs)

Q. Can a public adjuster work as a contractor?

Ans: It is against the law for a public adjuster to act as a contractor on a claim.

Q. What is the role of a public adjuster?

Ans: A public adjuster’s role is to work against the insurance company to win you the best possible insurance claim settlement through their expertise in the field.