Lightning Damage
Property Claim
Storm-prone states like Florida also run the high risk of lightning strikes, which can cause an estimated $30 million worth of damage every year to residents’ properties. Central Florida, where Ask An Adjuster’s offices are located, experiences around 90 thunderstorms per year, peaking during the hot summer months. During these summer months, Brevard County can expect between four and six thousand lightning strikes per month, a staggering two hundred strikes per day!
Lightning Damage
Property Claim
Storm-prone states like Florida also run the high risk of lightning strikes, which can cause an estimated $30 million worth of damage every year to residents’ properties. Central Florida, where Ask An Adjuster’s offices are located, experiences around 90 thunderstorms per year, peaking during the hot summer months. During these summer months, Brevard County can expect between four and six thousand lightning strikes per month, a staggering two hundred strikes per day!
Lightning strikes can cause damage to a wide range of personal property, including roof structures, appliances, furniture, and electronics. A lightning strike can be up to ten miles long, and is attracted to conductors like pipes, metal roofs, and trees. Lightning can also strike before a thunderstorm “officially” arrives, so even if there are storm clouds gathering far away, seek shelter immediately to maximize your safety. Because water is a great conductor of electricity, and human beings are mostly made of water, people can easily be struck by lightning if they are standing near another conductor during a storm. This is why you’re always told to stay away from trees, pools, and large metal objects when a thunderstorm hits.
When a lightning storm hits, be sure to stay away from electronic devices and wall outlets. Unplug everything that isn’t absolutely essential from the wall, make sure any pets or animals are safely away from potential storm damage, and never use your swimming pool as long as you can see storm clouds. A good rule of thumb is to wait 30 minutes after a thunderstorm subsides before going outside. If you hear thunder 30 seconds or less after seeing lightning, seek shelter immediately.
Fortunately, many insurance policies in Florida cover lightning damage, and Ask An Adjuster specializes in clients seeking property insurance claims from lightning strikes. In the event of a lightning strike, call Ask An Adjuster BEFORE you call your insurance company. Our Licensed Public Adjusters will uncover the full extent of the damage, keeping your interests in mind. From there, we will help you get the best settlement possible from your insurance company.
Ask An Adjuster’s Licensed Public Adjusters work for you, NOT your insurance company. Call Ask An Adjuster BEFORE you call your insurance company. We will represent you during the entire insurance claim process. Our adjusters will do a thorough inspection, find any and all damages, and report those damages to your insurance company. They will then communicate directly with your insurance company on your behalf.
Even if you have already filed a claim, we can still help you. We may be able to find additional damage that your insurance adjuster overlooked. Call us for a FREE, no obligation inspection.
Schedule your FREE
11- Point Inspection
Schedule your FREE 11- Point Inspection
Once submitted, someone from our Scheduling team will confirm a time and date for your inspection. Once confirmed you will receive a text and email from Ask An Adjuster confirming your appointment and who will be out to do the inspection. Please allow 24-48 hours for confirmation.
If you think you may have ANY hail damage, call Ask An Adjuster immediately! 877.275.0275
Frequently Asked
Questions
We are Licensed Claims Adjusters and appointed by the State of Florida to represent you through the claims process and help relieve your stress. It is against the law for a contractor to help you with your claim and many come into the area after a storm and try to do so. We build a comprehensive claim package and then tell the insurance company what they should be paying you while helping you navigate the claims process. Your contractor can then focus on what they are licensed to do which is perform repairs. (see warning issued by Jimmy Patronis from FL Dept of Financial Services)
Business Interruption/Loss of revenue, Property damage to both commercial and residential property, Condo Associations, contents claims, mold, loss of use, marine, etc.
Yes, but it stands to reason that handling your own claim is like going to court without an attorney. You could do it, but without the knowledge of the rules and procedures, you might be at a sizable disadvantage. More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. They will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper resolution.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments, sometimes considerably higher. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved.
Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage. It is best if we are involved with the entire claims process from the beginning to ensure the best possible outcome for you and to help avoid any potential pitfalls.
We are Licensed Claims Adjusters and appointed by the State of Florida to represent you through the claims process and help relieve your stress. It is against the law for a contractor to help you with your claim and many come into the area after a storm and try to do so. We build a comprehensive claim package and then tell the insurance company what they should be paying you while helping you navigate the claims process. Your contractor can then focus on what they are licensed to do which is perform repairs. (see warning issued by Jimmy Patronis from FL Dept of Financial Services)
Business Interruption/Loss of revenue, Property damage to both commercial and residential property, Condo Associations, contents claims, mold, loss of use, marine, etc.
Yes, but it stands to reason that handling your own claim is like going to court without an attorney. You could do it, but without the knowledge of the rules and procedures, you might be at a sizable disadvantage. More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. They will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper resolution.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments, sometimes considerably higher. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved.
Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage. It is best if we are involved with the entire claims process from the beginning to ensure the best possible outcome for you and to help avoid any potential pitfalls.
You Just
Have To Ask
You Just Have To Ask
Get In Touch With One Of
Our Expert Public Adjusters
Our Expert Public Adjusters
Get In Touch With One Of Our Expert Public Adjusters
Fill out our contact form, and one of our qualified Florida public adjusters will get back to you to set up an appointment. Our inspection is free, and you don’t pay unless we are successful with a recovery!
How do I know when to contact a public adjuster? Any time you are doing repairs, you should get a free inspection from a public adjuster.
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