Consulting

3 Ways Condo Associations and HOA’s Get Claims Denied — And How a Public Adjuster Can Help

Managing insurance claims after property damage is one of the most critical—and often mishandled—responsibilities for condo associations and homeowners associations (HOAs). Unfortunately, many COAs & HOAs unknowingly make costly mistakes that lead to claim denials, leaving their communities financially vulnerable. The good news? An experienced public adjuster can help prevent these issues and maximize your […]

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What Qualifies as Hail Damage and Why You Shouldn’t Wait

What Qualifies as Hail Damage and Why You Shouldn’t Wait Did your house or business get damaged in a hailstorm? You’re not alone—and you’re not powerless. Dealing with insurance carriers can be overwhelming, especially when you’re trying to understand what qualifies as hail damage. At Ask An Adjuster, our certified Public Adjusters are here to

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Florida’s Home Insurance Crisis: Are Insurers Hiding Profits While Raising Your Rates?

Florida’s Home Insurance Crisis: Are Insurers Hiding Profits While Raising Your Rates? Florida homeowners have faced skyrocketing insurance premiums, policy cancellations, and even companies going out of business. Now, new reports suggest some insurance companies may have been hiding profits while claiming financial losses. A recent investigation from WFTV9 in March 2025 uncovered that insurers

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Five Mold Myths: When Is Mold Inspection and Testing Needed?

Mold is a common type of fungus that tends to grow where moisture levels are high and fresh air flow is reduced. Common indoor areas where moisture tends to be high and airflow is often restricted include attics, bathrooms, basements, closets, etc.  Even though molds share similar characteristics, there are many different kinds of mold

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Should You Be Worried About Wind Damage? What Can the Wind Do To Your Property? Let’s Find Out!

We all know that storms are not fun, especially if they’re accompanied by strong winds that make you feel like your house is shaking. If you’ve never lived in an area where summer storms occur, you likely assume that strong winds are nowhere near as dangerous as hurricanes; however, that couldn’t be further from the

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mold inspection

Mold In Your Home: How to Prevent and How To Know When You Need a Mold Inspection

We’ve all had those situations when water splashes out of the tub, and we have to throw down a couple of towels to take care of the spill before it causes damage. Along with that, most of us have also dealt with water spilling out of the kitchen sink and onto the floor. But while taking care of such small mishaps can be annoying, it’s nowhere near the same as dealing with real water damage that threatens to take over your entire home.

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What Should I Do Immediately After Water Damage?

We’ve all had those situations when water splashes out of the tub, and we have to throw down a couple of towels to take care of the spill before it causes damage. Along with that, most of us have also dealt with water spilling out of the kitchen sink and onto the floor. But while taking care of such small mishaps can be annoying, it’s nowhere near the same as dealing with real water damage that threatens to take over your entire home.

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All the Questions You Need to Ask a Public Adjuster Before Hiring One

We all know the kind of horror we feel whenever a disaster happens, and we find our property utterly damaged. It’s horrible because of the money it will cost you and the amount of time you will need to file insurance claims, hire construction workers, and wait for them to get the job done. Even if you believe that your insurance company is the best one out there, you will quickly find that filing a claim is often slow and challenging.

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hailstorm

Ask An Adjuster Founder Kevin Downs Talks About the Recent Hailstorm

Hailstorm Drops Golf Ball Sized Hail on Brevard County Residents Florida residents were in for a wild Wednesday morning when a severe hailstorm pummeled Central Florida. On March 27, 2019, a powerful hailstorm swept through Brevard County, causing property damage and dumping rain and record-size hail on our residents. In some places, the hail piled

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Functional Replacement Cost

Save on Functional Replacement Cost: Hire an Adjuster

Public adjusters are always there to help you with the necessities needed to achieve your claim successfully.  When you hire a public adjuster, he will always be there as a “shadow” to navigate your way through the difficult times of your property-related issues like when it’s been damaged due to flood, fire, or even hurricane.

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