Maximize Your Insurance Payout with a Trusted California Public Adjuster
Maximize Your Insurance Payout With A Trusted
California Public Adjuster
At Ask An Adjuster, we’re actively on-site across Los Angeles County — including Pacific Palisades, Malibu, Altadena, Santa Monica, Big Rock, Pasadena, and beyond — inspecting homes impacted by wildfire smoke.
Here’s what we’re seeing:
✅ Restoration companies have already come through and cleaned.
❌ Insurance adjusters are saying, “Just wipe it down.”
❌ Homeowners are being told smoke damage isn’t covered — and that’s not usually accurate.
The truth is, we’re finding serious concerns that go far beyond the surface. Soot, smoke, and fine particulates can end up inside the walls, inside appliances, between attic decking, and anywhere smoke can move. These hidden contaminants can affect your family’s health, your home’s safety, and the long-term value of your property.
At Ask An Adjuster, we care deeply about you, your family, and the place you call home.
Do you feel truly safe in your home after the wildfires? If you’re unsure, let us take a closer look. We go beyond the surface — stepping in after insurance company adjusters and uncovering damage they often miss. From hidden structural issues to smoke particulates inside walls, appliances, and attic spaces, we make sure your home isn’t just “cleaned,” but truly safe to live in — now and long term.
We work for you, not the insurance company, to ensure your claim includes everything you’re entitled to under your policy — including long-term smoke contamination, extended housing costs, and more.
👉 If you were owed another check, wouldn’t you want to know?
📅 Schedule your FREE Inspection & Policy Review today.
With Ask An Adjuster, You Get:
- RCV Rebuild Estimates - Free Total Loss Estimation.
- Contents Package Documentation.
- Free Smoke Damage Inspection & Policy Review
- Find Out How Much You're Owed!
Call Us At 424.276.9764 or Complete the Form Below.
Download Your Free Guides Today!
Our Free Fire Claim Navigation Guide give you the expert insights and tools to avoid costly mistakes and get every dollar you’re owed.
Inside the Guide:
- 10 Pro Tips to Maximize Your Claim Benefits
- How to Request Additional Living Expenses (ALE MONEY) - and Get Them Paid Fast
- What to Do If You Think You Have a Total Loss - and the Wording to Use In Your Letter
Whether you’re still waiting for an inspection or deep into the claim process, our FREE California Guide to Full Recovery gives you the tools to fight back and get what you deserve.
Inside the Guide:
- How to Identify Hidden Smoke Damage Related Issues
- The Right Way to Document Every Detail of Your Damage
- Why Some Carriers may NOT Pay Your FULL POLICY Limits - and How you can Challenge it.
Discover the 3 Critical Things L.A. Realtors Must Know for Their Clients!
Inside the Guide:
- Hidden Damage Can Kill Buyer Confidence and Reduce Offers.
- Incomplete Restoration Often Delays Closings or Leads to Last-Minute Deal Breakers.
- Clients Are Often Owed Much More Than They Realize - and May Never Know It!
- Unaddressed Issues Can Come Back to Haunt You with Post-Sale Liability.
Download Your Free Guides Today!

Our Free Fire Claim Navigation Guide give you the expert insights and tools to avoid costly mistakes and get every dollar you’re owed.
Inside the Guide:
- 10 Pro Tips to Maximize Your Claim Benefits
- How to Request Additional Living Expenses (ALE MONEY) - and Get Them Paid Fast
- What to Do If You Think You Have a Total Loss - and the Wording to Use In Your Letter

Whether you’re still waiting for an inspection or deep into the claim process, our FREE California Guide to Full Recovery gives you the tools to fight back and get what you deserve.
Inside the Guide:
- How to Identify Hidden Smoke Damage Related Issues
- The Right Way to Document Every Detail of Your Damage
- Why Some Carriers may NOT Pay Your FULL POLICY Limits - and How you can Challenge it.

Discover the 3 Critical Things L.A. Realtors Must Know for Their Clients!
Inside the Guide:
- Hidden Damage Can Kill Buyer Confidence and Reduce Offers.
- Incomplete Restoration Often Delays Closings or Leads to Last-Minute Deal Breakers.
- Clients Are Often Owed Much More Than They Realize - and May Never Know It!
- Unaddressed Issues Can Come Back to Haunt You with Post-Sale Liability.
Meet Our California Team

Kevin Downs, PCA & CEO
- KevinD@AskAnAdjuster.com

Eric Waetcher, PCA
- EricW@AskAnAdjuster.com

Eduardo Enriquez, PCA
- EduardoE@AskAnAdjuster.com

Matt Bigler, PCA
- MattB@AskAnAdjuster.com

Jeremy Dragon, PCA
- JeremyD@AskAnAdjuster.com

Steven Auten, PCA
- StevenA@AskAnAdjuster.com

Chris Martin, PCA
- ChrisM@AskAnAdjuster.com

Charlie Freeman IV, PCA
- ChuckF@AskAnAdjuster.com

Bryan Henderson, PCA
- BryanH@AskAnAdjuster.com

Mike Flores, PCA
- MikeF@AskAnAdjuster.com
Why Choose - Ask An Adjuster?
- Over 18 Years in Business
- Nearly $2 Billion in Recovered Insurance Funds
- Licensed California Public Adjusters
- Specialized in Fire, Water & Storm Insurance Claims
Our Public Adjusting Services:
We help homeowners, businesses, contractors, realtors, and luxury home
builders throughout Los Angeles County and beyond with:
- Fire & Smoke Damage Insurance Claims
- Water & Storm Damage Insurance Claims
- Homeowners Insurance Dispute Resolution
How We Help You Win Your Insurance Claim:
Navigating California fire insurance claims can be overwhelming, and missing key steps can delay your payout.
Our team ensures you:
- Get insurance funds released quickly
- Avoid out-of-pocket costs from underestimated claims
- Receive a proper damage assessment to maximize payout
- Understand policy coverage for full financial recovery
Public Adjusters for Custom Home Builders & Luxury Homeowners
We work closely with custom home builders, high-end contractors, and luxury homeowners on insurance claim resolutions for high-value properties. Whether you’re rebuilding in Malibu, Pacific Palisades, or Santa Monica, our experts ensure your claim covers full restoration costs—from eco-friendly designs to high-end renovations.
Free Claim Assistance – Get Help Today
If you’re facing an insurance claim, let our experienced California Public Adjusters fight for the best possible settlement. Choose one of our FREE assistance options today:
- Free Virtual Consultation via Zoom
- Free Inspection & Policy Review
Call Today to Get Started - 424.276.9764
Why Choose - Ask An Adjuster?
- Over 18 Years in Business
- Nearly $2 Billion in Recovered Insurance Funds
- Licensed California Public Adjusters
- Specialized in Fire, Water & Storm Insurance Claims
Our Public Adjusting Services:
We help homeowners, businesses, contractors, realtors, and luxury home builders throughout Los Angeles County and beyond with:
- Fire & Smoke Damage Insurance Claims
- Water & Storm Damage Insurance Claims
- Homeowners Insurance Dispute Resolution
How We Help You Win Your Insurance Claim:
Navigating California fire insurance claims can be overwhelming, and missing key steps can delay your payout.
Our team ensures you:
- Get Insurance Funds Released Quickly
- Avoid out-of-pocket Costs from Underestimated Claims
- Receive A Proper Damage Assessment to Maximize Your Payout
- Understand Policy Coverage for Full Financial Recovery
Public Adjusters for Custom Home Builders & Luxury Homeowners
We work closely with custom home builders, high-end contractors, and luxury homeowners on insurance claim resolutions for high-value properties. Whether you’re rebuilding in Malibu, Pacific Palisades, or Santa Monica, our experts ensure your claim covers full restoration costs—from eco-friendly designs to high-end renovations.
Free Claim Assistance – Get Help Today
If you’re facing an insurance claim, let our experienced California Public Adjusters fight for the best possible settlement.
Choose one of our FREE assistance options today:
- Free Virtual Consultation via Zoom
- Free Inspection & Policy Review