What Really Happens When You File a Home Insurance Claim The insurance claim process is built with one thing in mind — protecting the insurance company’s bottom line. The adjuster they send out? They work for them, not you. When homeowners try to handle the home insurance claim process alone, they often face […]
What Really Happens When You File a Home Insurance Claim Read More »
Recently Kevin Price, Host of the nationally syndicated Price of Business Show, interviewed Kevin Downs. Secrets to Maximizing Wildfire and Hurricane Insurance Claims (INTERVIEW ON THE PRICE OF BUSINESS SHOW) On a recent Price of Business show, Host Kevin Price interviewed Kevin Downs, CEO of Ask An Adjuster, is a Florida native with a finance degree from
As hurricane season begins, preparation is not optional—it’s essential. For condo and homeowners associations (HOAs), the stakes are even higher. One overlooked policy clause, missed inspection, or lack of documentation could cost your community hundreds of thousands in damages—or worse, delay much-needed recovery after a storm. To help you get ahead, we’ve created The Hurricane
The Hurricane Playbook: 7 Steps Condo & Homeowners Associations Should Take Right Now Read More »
Expert Insights From a Leading Public Adjuster on Avoiding Costly Insurance Claim Pitfalls Hurricane season in Florida is inevitable — but the costly mistakes homeowners make when preparing their insurance coverage and property aren’t. As a public adjuster with nearly 20 years of experience and close to $2 billion in recovered funds, Ask An Adjuster
Top 10 Hurricane Prep Mistakes Homeowners Still Make in 2025 Read More »
If you’re a homeowner in Florida, you already know how vulnerable we are to hurricanes, high winds, hail, mold, and water damage. You pay for insurance to protect your home—but when it’s time to file a claim, many are shocked to hear one word: Denied. This blog breaks down the hidden reasons why home insurance
Why Your Insurance Claim Was Denied—and How a Public Adjuster Can Help Read More »
Avoid Claim Denials and Coverage Gaps With Pro Tips From a Florida Public Adjuster Who’s Recovered Nearly $2 Billion Every year, homeowners across Florida are blindsided — not just by hurricanes, but by insurance claim denials and delays. As a licensed public adjuster in Florida with nearly two decades of experience and over $2 billion
5 Things Your Insurance Company Wants You to Know Before a Hurricane Read More »
With hurricane season approaching, protecting your home starts above your head—literally. Roof damage is one of the most common and costly claims homeowners file after a storm. But what most Floridians don’t realize is that many of those claims are denied—often unfairly—because they lack pre-storm documentation. If you want to avoid a roof repair insurance
Pre-Hurricane Roof Inspections: Protecting Your Insurance Claim Read More »
If you’re a homeowner in Florida, you already know how vulnerable we are to hurricanes, high winds, hail, mold, and water damage. You pay for insurance to protect your home—but when it’s time to file a claim, many are shocked to hear one word: Denied. This blog breaks down the hidden reasons why home insurance
Why Your Insurance Claim Was Denied—and How a Public Adjuster Can Help Read More »
Managing insurance claims after property damage is one of the most critical—and often mishandled—responsibilities for condo associations and homeowners associations (HOAs). Unfortunately, many COAs & HOAs unknowingly make costly mistakes that lead to claim denials, leaving their communities financially vulnerable. The good news? An experienced public adjuster can help prevent these issues and maximize your
What Qualifies as Hail Damage and Why You Shouldn’t Wait Did your house or business get damaged in a hailstorm? You’re not alone—and you’re not powerless. Dealing with insurance carriers can be overwhelming, especially when you’re trying to understand what qualifies as hail damage. At Ask An Adjuster, our certified Public Adjusters are here to
What Qualifies as Hail Damage and Why You Shouldn’t Wait Read More »
Florida’s Home Insurance Crisis: Are Insurers Hiding Profits While Raising Your Rates? Florida homeowners have faced skyrocketing insurance premiums, policy cancellations, and even companies going out of business. Now, new reports suggest some insurance companies may have been hiding profits while claiming financial losses. A recent investigation from WFTV9 in March 2025 uncovered that insurers
Florida’s Home Insurance Crisis: Are Insurers Hiding Profits While Raising Your Rates? Read More »
More often than not, bad weather, especially thunderstorms or hailstorms, can damage our homes in multiple ways. Not only are they sometimes scary to witness, but they can also be dangerous and wreak havoc on your property. Along with possibly breaking the windows of your vehicle (if it’s outside), hail can also severely harm a
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When you own a property, at some point in time, you will most likely have to deal with repairs. That’s just how it goes. Not only due to severe weather conditions but also because of the wear and tear that accumulates over time. We all know how expensive it can be to make home repairs;
How Do You Know If You Need a Public Adjuster? Read More »
Mold is a common type of fungus that tends to grow where moisture levels are high and fresh air flow is reduced. Common indoor areas where moisture tends to be high and airflow is often restricted include attics, bathrooms, basements, closets, etc. Even though molds share similar characteristics, there are many different kinds of mold
Five Mold Myths: When Is Mold Inspection and Testing Needed? Read More »
We all know that storms are not fun, especially if they’re accompanied by strong winds that make you feel like your house is shaking. If you’ve never lived in an area where summer storms occur, you likely assume that strong winds are nowhere near as dangerous as hurricanes; however, that couldn’t be further from the
We’ve all had those situations when water splashes out of the tub, and we have to throw down a couple of towels to take care of the spill before it causes damage. Along with that, most of us have also dealt with water spilling out of the kitchen sink and onto the floor. But while taking care of such small mishaps can be annoying, it’s nowhere near the same as dealing with real water damage that threatens to take over your entire home.
Mold In Your Home: How to Prevent and How To Know When You Need a Mold Inspection Read More »
We’ve all had those situations when water splashes out of the tub, and we have to throw down a couple of towels to take care of the spill before it causes damage. Along with that, most of us have also dealt with water spilling out of the kitchen sink and onto the floor. But while taking care of such small mishaps can be annoying, it’s nowhere near the same as dealing with real water damage that threatens to take over your entire home.
What Should I Do Immediately After Water Damage? Read More »
We all know the kind of horror we feel whenever a disaster happens, and we find our property utterly damaged. It’s horrible because of the money it will cost you and the amount of time you will need to file insurance claims, hire construction workers, and wait for them to get the job done. Even if you believe that your insurance company is the best one out there, you will quickly find that filing a claim is often slow and challenging.
All the Questions You Need to Ask a Public Adjuster Before Hiring One Read More »
Water can cause quite a bit of damage to your home, and it’s considered to be one of the biggest threats to your property and belongings. That is why it’s vital for you to know what your home insurance covers and what expenses you can expect to be compensated for in case a disaster strikes.
Does your insurance cover water damage? Read More »
