Large Loss

Property Claim

“Large loss” refers to commercial claims or any situation in which the entirety of a property – such as a warehouse, office building, or condo building – is destroyed, along with all of its assets and inventory. Large loss insurance claims or commercial large loss tend to be more complex than typical claims because the extent of the damage is so much greater.
The damage is so widespread in large loss circumstances and the cost of rebuilding is so high, the insurance companies will be particularly concerned with their own interests and may not want to give you the full settlement you’re entitled to. This is where we large loss adjusters come in.

Large Loss

Property Claim

“Large loss” refers to commercial claims or any situation in which the entirety of a property – such as a warehouse, office building, or condo building – is destroyed, along with all of its assets and inventory. Large loss insurance claims or commercial large loss tend to be more complex than typical claims because the extent of the damage is so much greater.
The damage is so widespread in large loss circumstances and the cost of rebuilding is so high, the insurance companies will be particularly concerned with their own interests and may not want to give you the full settlement you’re entitled to. This is where we large loss adjusters come in.
We understand that when a commercial property is damaged, it can mean interruption of business, or displaced residents from their condominiums. Working as quickly as possible is of the utmost importance and our licensed public adjusters will keep you informed throughout the entire “loss claim” process.
Ask An Adjuster Claims Adjusting is committed to making sure you get a fair deal; we’ll schedule an independent inspection with YOUR best interests in mind, and we’ll negotiate with your insurance company every step of the way.
Have one of our Licensed Large Loss Adjusters come to your commercial property to perform an inspection BEFORE a storm hits. This way, you will have proof for your insurance company that your property was in good condition as of the date of the inspection. If no damage is found during the inspection, will present you with a Certificate of Good Condition. The adjuster can also perform an insurance policy review to be sure that you have the coverage you need and are aware of any disclaimers that may have been added at your last renewal. Schedule an inspection today!
Ask An Adjuster Public Adjusters work for you, NOT your insurance company. Call one of our Large-Loss Adjusters BEFORE you call your insurance company. We will represent you during the entire insurance claim process. Our adjusters will do a thorough inspection, find any and all damages, and report those damages to the insurance company. They will then communicate directly with your insurance company on your behalf.
Even if you have already filed a claim, we can still help you. We may be able to find additional damage that your insurance adjuster overlooked. Call us for a FREE, no-obligation inspection.

Schedule your FREE
11- Point Inspection

Schedule your FREE 11- Point Inspection

Once submitted, someone from our Scheduling team will confirm a time and date for your inspection. Once confirmed you will receive a text and email from Ask An Adjuster confirming your appointment and who will be out to do the inspection. Please allow 24-48 hours for confirmation.
If you think you may have ANY hail damage, call Ask An Adjuster immediately! 877.275.0275

Frequently Asked
Questions

We are Licensed Claims Adjusters and appointed by the State of Florida to represent you through the claims process and help relieve your stress. It is against the law for a contractor to help you with your claim and many come into the area after a storm and try to do so. We build a comprehensive claim package and then tell the insurance company what they should be paying you while helping you navigate the claims process. Your contractor can then focus on what they are licensed to do which is perform repairs. (see warning issued by Jimmy Patronis from FL Dept of Financial Services)
Business Interruption/Loss of revenue, Property damage to both commercial and residential property, Condo Associations, contents claims, mold, loss of use, marine, etc.
Yes, but it stands to reason that handling your own claim is like going to court without an attorney. You could do it, but without the knowledge of the rules and procedures, you might be at a sizable disadvantage. More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. They will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper resolution.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments, sometimes considerably higher. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved.
Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage. It is best if we are involved with the entire claims process from the beginning to ensure the best possible outcome for you and to help avoid any potential pitfalls.
We are Licensed Claims Adjusters and appointed by the State of Florida to represent you through the claims process and help relieve your stress. It is against the law for a contractor to help you with your claim and many come into the area after a storm and try to do so. We build a comprehensive claim package and then tell the insurance company what they should be paying you while helping you navigate the claims process. Your contractor can then focus on what they are licensed to do which is perform repairs. (see warning issued by Jimmy Patronis from FL Dept of Financial Services)
Business Interruption/Loss of revenue, Property damage to both commercial and residential property, Condo Associations, contents claims, mold, loss of use, marine, etc.
Yes, but it stands to reason that handling your own claim is like going to court without an attorney. You could do it, but without the knowledge of the rules and procedures, you might be at a sizable disadvantage. More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. They will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper resolution.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments, sometimes considerably higher. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved.
Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage. It is best if we are involved with the entire claims process from the beginning to ensure the best possible outcome for you and to help avoid any potential pitfalls.

You Just
Have To Ask

You Just Have To Ask

Get In Touch With One Of
Our Expert Public Adjusters
Get In Touch With One Of Our Expert Public Adjusters

Fill out our contact form, and one of our qualified Florida public adjusters will get back to you to set up an appointment. Our inspection is free, and you don’t pay unless we are successful with a recovery!

How do I know when to contact a public adjuster? Any time you are doing repairs, you should get a free inspection from a public adjuster. 

Call Or Email us Today!

Don't Take Our Word For It

Don't Take
Our Word For It

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