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Business Interruption Coverage

It is often viewed as the most difficult coverage to adjust. It is for the most part tied to a loss at a physical insured location (a building or buildings) and involves determining a dollar amount of earnings of a business including continuing expenses that did not occur because of the loss.

Call us or request more information today for your FREE policy review to determine your eligibility.

If your business has been effected by the Covid-19 pandemic, we can assist you in recovering those losses. Please fill out the form and one of our Business Interruption Specialists will call you to assist you in recovering what you are owed.

Who We Are

With over 14 years experience, our 130 person team is comprised of over 100 adjusters and 20+ in house staff members. To provide the highest quality of service in claims adjusting by using our license and duty as State of Florida appointed Public Adjusters to
protect your rights as a policyholder. While using our vast insurance industry experience and expertise, we work for you, not the insurance company.

How Can Five Star Help

Most basic forms for B.I. coverage will only pay for the loss the insured incurred during the period of time it takes to repair or replace the physical damage at the insured location.

In addition to the difficulty of agreeing on the loss under first party B.I., there is the issue of agreeing on defining the loss and how it will be calculated.

While the insurance company may only look for superficial damage, we guarantee that our inspection will thoroughly uncover the actual loss sustained by your business. From there, we will be able to accurately determine the revenue lost by your business as you rebuild, as well as unnecessary carrying costs and use that number to get the best possible settlement from your insurance company.

In many cases, a business can recover reimbursable losses
and expenses including:

  • Loss of income the business would have earned had it been operating uninterrupted
  • Extra expenses the business would not have incurred but for the interruption

The Five Star Process to Business Interruption Claims

  • Review and analyze policy coverage
  • Calculate business income, time element and civil authority claims
  • Support law firms and clients by deferring our fees until claim resolution
  • Work with legal counsel to provide expert testimony, if necessary

Call Five Star Claims Adjusting today and let us handle your insurance claim.
(844) 277-4306
Schedule A FREE Inspection

Contractors, Realtors, Property
Managers, Insurance Brokers, Etc.

Signup for our Five Star Affiliate Program.


Don't take our word for it...read about how satisfied our customers are!

“Curtis Parry and the staff at Five Star worked tirelessly to help us fight for what we were owed for damages from Hurricane Matthew. I will continue to recommend their services to all my friends, family and clients.”

  • Kellie Bowling


“After you performed a free roof inspection, you agreed to represent the association on a contingency basis, there would be no cost to the association if you were not successful and this was an easy decision for us. In less than 60 days, your expert team of engineers, negotiators and insurance experts, assisted us in our insurance company awarding us an additional $500,000 cash!"

  • Ann Campbell

    Waterside Village Condominium Association
    Sunrise, Florida

“Thank you for a job well done. We tried to handle the claim ourselves, but without Five Star, we would not have been able to restore the value to our property.”

  • Wendy Philips

    Continental Group Incorporated
    on behalf of Sunpointe Springs Condominium
    Sunrise, Florida

Why choose Five Star Claims Adjusting?

Our state of the art Thermal Imaging Inspection helps find hidden damage you didn’t know was there.

Regardless if you have submitted a claim or not, we can review your property or current claim.


We specialize in all types of property claims including storm, water, fire, lightning, tornado, sinkhole, appliance leaks, plumbing damage and more..


If we aren’t successful, our inspections, estimates, submissions, and communications cost you nothing.


Our adjusters work hard to restore our communities for its business owners and residents.

Our Five Star team consists of professionals from all backgrounds, working together to assist you.


Not satisfied with your settlement? Want a second opinion?

Fill out the form to the right and one of our qualified professionals will get back with you to set up an appointment. Our inspection is free and you don't pay unless we are successful with a recovery!

Get In Touch

Call or email us today!

Titusville Chamber
Panama City Beach Chamber
Melbourne Chamber of Commerce