California
Property Claims
When you submit a residential claim with our team, we get right to work by employing one of our professional adjusters to evaluate your losses and get you the best settlement possible.
Maximizing
Insurance Claims
in California
We help homeowners, businesses, contractors, realtors, and luxury home builders throughout California with:
- Fire & Smoke Damage Insurance Claims
- Water & Storm Damage Insurance Claims
- Homeowners Insurance Dispute Resolution
Helping Our Neighbors In Need
We help clients dealing with a variety of damages affecting their residential or commercial property.
Hurricane Damage
Roof Replacement
Fire Damage
Mold Damage
7 Reasons To Ask An Adjuster
- We are a team of professionals with a construction and insurance background guaranteed to maximize your insurance claim.
- Your insurance company's adjuster works for your insurance company and has their best interest in mind, Ask An Adjuster works for you to give you the same advantage as the insurance company.
- We may be able to deliver a settlement even if your insurance company is no longer in business.
- We take care of the property inspection process, go over all necessary engineering costs, and assemble all the paperwork to make the strongest case possible for an equitable settlomont of your claim.
- Our services are performed at no out-of-pocket cost to you. Our compensation is contingent on the insurance claim proceeds. No recovery, no cost to you!
- We have been able to deliver huge sums of money to clients even after they had been told the claim did not exceed deductibles or there was no damage at all.
- You may have damage to your structure, windows, or roof that is not visible or you are not aware of. Our expert team will identify deficiencies within your building and assemble the comprehensive claim documents in order to ensure the monies will be available to restore them to a sound, pre-loss condition.
Meet Our California Team
Kevin Downs, PCA & CEO
- KevinD@AskAnAdjuster.com
Eric Waetcher, PCA
- EricW@AskAnAdjuster.com
Eduardo Enriquez, PCA
- EduardoE@AskAnAdjuster.com
Matt Bigler, PCA
- MattB@AskAnAdjuster.com
Jeremy Dragon, PCA
- JeremyD@AskAnAdjuster.com
Steven Auten, PCA
- StevenA@AskAnAdjuster.com
Chris Martin, PCA
- ChrisM@AskAnAdjuster.com
Charlie Freeman IV, PCA
- ChuckF@AskAnAdjuster.com
Bryan Henderson, PCA
- BryanH@AskAnAdjuster.com
Mike Flores, PCA
- MikeF@AskAnAdjuster.com
Jenna Lipham, PCA
- JennaL@AskAnAdjuster.com
Callaghan Keane, PCA
- CallaghanK@AskAnAdjuster.com
Steve Lipham, PCA
- SteveL@AskAnAdjuster.com
Schedule your FREE
Property Inspection
Schedule your FREE
Property Inspection
Once your form is submitted, a member of our team will contact you to confirm a date and time for your inspection. Then you’ll receive a text and email from Ask An Adjuster with your appointment details and the name of your inspector. Please allow 24–48 hours for confirmation.
Wildfire Smoke Damage is Being Missed
Here’s What We’re Seeing:
- Restoration companies have already cleaned the home
- Insurance adjusters saying, “Just wipe it down”
- Homeowners being told smoke damage isn’t covered
The reality is that smoke, soot, and fine particulates can remain hidden inside walls, attics, appliances, and HVAC systems — potentially impacting your home’s safety, air quality, and long-term value. If you’re unsure whether your home was properly assessed, our team can help uncover damage insurance companies may have missed.
What Our Clients Have to Say
$1.1 Million Extra Delivered
You could be owed more too!
Meet Ms. Sarah, a single mom in Palisades, CA. After losing everything in the LA wildfires, she faced challenges with her California FAIR Plan claim and realized she couldn’t handle it alone. She turned to Kevin Downs, our CEO & Founder, and in just 70 days, we doubled her claim recovery!
See Our Free Guides
Free Fire Claim Navigation Guide
Insights to avoid costly mistakes and get what you’re owed.
- 10 Pro Tips To Maximize Your Claim Benefits
- How To Request Additional Living Expenses (ALE MONEY) - And Get Them Paid Fast
- What To Do If You Think You Have A Total Loss - And The Wording To Use In Your Letter
Fire Claim Navigation Guide
Whether you’re still waiting for an inspection or deep into the claim process, our FREE California Guide to Full Recovery gives you the tools to fight back and get what you deserve.
- How to Identify Hidden Smoke
- Damage Related Issues
- The Right Way to Document Every Detail of Your Damage
- Why Some Carriers may NOT Pay Your FULL POLICY Limits - and How you can Challenge it.
Fire or Smoke Damaged Properties?
Discover the 3 Critical Things L.A. Realtors Must Know for Their Clients!
- Hidden Damage Can Kill Buyer Confidence and Reduce Offers.
- Incomplete Restoration Often Delays Closings or Leads to Last-Minute Deal Breakers.
- Clients Are Often Owed Much More Than They Realize - and May Never Know It!
- Unaddressed Issues Can Come Back to Haunt You with Post-Sale Liability.
Frequently Asked Questions
We are Licensed Claims Adjusters and appointed by the State of Florida to represent you through the claims process and help relieve your stress. It is against the law for a contractor to help you with your claim and many come into the area after a storm and try to do so. We build a comprehensive claim package and then tell the insurance company what they should be paying you while helping you navigate the claims process. Your contractor can then focus on what they are licensed to do which is perform repairs. (see warning issued by Jimmy Patronis from FL Dept of Financial Services)
Business Interruption/Loss of revenue, Property damage to both commercial and residential property, Condo Associations, contents claims, mold, loss of use, marine, etc.
Yes, but it stands to reason that handling your own claim is like going to court without an attorney. You could do it, but without the knowledge of the rules and procedures, you might be at a sizable disadvantage. More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. They will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper resolution.
According to a study by The Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments, sometimes considerably higher. The study offers an example of the average compensation for 2005 hurricane claims in FL. They were 747% higher when a public adjuster was involved.
Call us immediately after any damages or losses or even for a free inspection to ensure you have no damage. It is best if we are involved with the entire claims process from the beginning to ensure the best possible outcome for you and to help avoid any potential pitfalls.
Our California Locations
Denied? Underpaid? Unsure?
Find Out How Much You Are Owed!
Fill out our contact form, and one of our qualified Florida public adjusters will get back to you to set up an appointment. Our inspection is free, and you don’t pay unless we are successful with a recovery!
Call Or Email us Today!
