Although the Automobile Association of America (AAA) may be best known for its automobile insurance, AAA also offers homeowners insurance covering many types of homes and has for more than 30 years.
AAA began in 1902 when 1,000 automobile enthusiasts in Chicago became charter members of the new automobile club. They established nine motor clubs that had less than 1,500 members. Today, AAA is a not-for-profit federation of 50 motor clubs that serve more than 53 million members in the U.S. and Canada. All AAA clubs sell automobile and homeowners/renters insurance. However, not all coverage is available from all clubs.
In addition to homeowners insurance, AAA offers coverage for condominiums, townhouses, and rental properties as well as renter's insurance.
AAA Insurance - Common Questions
How do I file a claim with AAA?
To file a claim, you must:
- Contact your insurance company. Find out whether you’re covered and the deadline for filing your claim. Ask if you need to get estimates for the cost of any repairs. AAA Insurance customers can call 800-922-8228 to start the claims process.
- Complete your claim forms. Make sure to include any documentation your insurer requests, such as a police report. If you’re filing a life insurance claim, you’ll need to submit a death certificate.
- Contact local law enforcement if your home was robbed or vandalized, or if you were involved in a traffic accident, and police haven’t already taken a report. Note that most states require you to report collisions involving injuries or significant property damage.
- Document the details of an auto accident: the date, time, and what happened; the other driver’s name, address, and phone number; and a description of the other driver’s vehicle, including the license plate number. When safe to do so, take pictures of any damage.
- Keep track of expenses you incur as a result of your accident, such as medical bills.
- Prepare for a visit from a claims adjuster if your home was damaged. Put together a list of items that were damaged or destroyed. Be ready to show the adjuster around the property.
- Your claims representative will explain the process and answer any questions, such as when you can expect the claim to be paid, and whether your policy covers transportation expenses, such as a rental car, while your vehicle is being repaired.
How do I check the status of my AAA claim?
You can monitor the repair status of your vehicle anytime by logging in to your account and accessing the claim status option from your auto insurance policy.
How long do you have to file a claim with AAA?
Reports must be filed within 10 days.
Why Hire a Public Adjuster?
When it comes to filing a claim for damages to your residential or commercial property based in Florida, having a Florida public adjuster by your side is not just a great choice, but an educated decision. The public insurance claim adjusters at Ask An Adjuster, will work through your claim to get the best possible settlement for you...as easy as 1-2-3!
INSPECT - Your property and document damages
CONSTRUCT- Your claim package and tell your carrier how much you are owed
COLLECT - Your recovery so you can properly restore your property
Handling your own claim without a Florida public adjuster is like going to court without an attorney. You could do it, but without knowledge of the rules and procedures, you might be at a sizable disadvantage.
According to a study by the Office Program Policy Analysis and Government Accountability (OPPAGA), policyholders with public adjuster representation lead to higher average payments — sometimes considerably higher. The study’s example of the average compensation for 2005 hurricane claims in Florida were 747% higher when a public adjuster was involved.
What our clients are saying
“Heather was very professional and efficient! She handled all of the difficult stuff that comes with filing a claim with your homeowners insurance. Would definitely recommend.”
“Fred & Roger Wow!!! My case with them took only 3 months. My insurance company was a pain in the butt. Fred and Roger made sure I got my roof replaced in a great time frame. They got me the money I needed for my entire roof project due to damage done from hail storm and past hurricanes. Not only were they there every time my insurance company showed up. But they also made sure the insurance company wrote every single piece of damage down. These two will not fail you. 1am a veteran and a lot of people don't care about veterans but these 2 kind human beings made sure I was fully taken care of. Needless to say I will never go back to that insurance company but I will go back to Ask An Adjuster if Ineed help with anything else. Thank you so very much Also Everyone in the entire office was welcoming and caring."
“This was the second time we worked with Kathy and this was a total breeze! We had hail damage from last March 2019 and she was still able to submit the claim and get it covered for us in less than a month! This was a super fast process and she got us more money than the insurance had originally proposed.”
“Luci is my Adjuster. Very professional, on time, very knowledgeable in what he is doing and will deliver what he promises. He will walk you through every step of the process. Follows up by phone and emails. He will hold your hand and guide you. Very honest and trustworthy. I will recommend him over and over.”
“We had 6 different insurance claims resulting from Irma. As an HOA president, I vetted 4 public adjusters. Five Star Claims Adjusting vetted out the best for our needs. They are professional, experienced and focused on their mission. They were successful in all 6 cases getting us the funds to repair our damages, which was significantly more than the insurance companies first offered.”
“Professionals from the moment I contacted them. Worked with Lennette E. and she was very communicative and easy to contact from the start. Sat down and walked us through step by step, and was always available to answer our numerous questions with sincere interest. She was very knowledgeable on each step and was spot on about how the timeline of the process and what it would/could take. I recommend Ask an Adjuster to all who ask us about our roof. Thank you for all your help in this stressful process. Never felt such a sense of relief when she took over! Thank you, Lennette!”
“Great service provided! Richard kept in contact every step of the way. He was friendly and awesome to work with! Explained things when i needed it and even did his best to always get me an answer! This process was smooth with no hiccups thanks to Richard.”
“Brian Knowles made getting my roof replaced so easy. I’ve recommended Brian and his company to my friends. Two of them have are using them.”
“We used Ask An Adjuster when they were 5 Star and couldn't be happier. We were at the negative end of dealing with our insurance carrier over hurricane damage when we contacted 5 Star. Chuck Keith stepped in, and within a relatively short time, the claim was resolved in our favor. All we did after contacting 5 Star was to sit back and watch Chuck do his magic. They saved us thousands of dollars!!!
From what we see, the rebranded Ask An Adjuster is now bigger and better. We have signed up for the FREE inspection program and have breathed a hugh sigh of relief as we approach another hurricane season.”
“The claim Adjuster Richard Mosley was very professional and informing during the whole process, everything went smoothly with his help. I plan to recommend all of my family and friends when they become in need of a adjustment agent!”
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